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Uncover Success Beyond Financial Boundaries.
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Services
Credit Cards & Loans
Empower your financial journey with our unbeatable offers on credit cards and loans, delivering the best deals tailored for your success.
01.
Credit Cards
Experience a lifestyle upgrade through our array of feature-rich and rewarding credit cards, designed to elevate your everyday moments into extraordinary experiences.
02.
Personal Loan
Transform your dreams into tangible realities through our extensive range of personal loans, offering comprehensive solutions tailored to match your aspirations and empower your journey to success.
03.
Home Loan
Discover the gateway to your dream home with our diverse range of home loan products, designed to open doors to your perfect haven and turn your aspirations into a cherished reality.
04.
Business Loan
Secure the essential financial backing for your business endeavors with our adaptable business loans, providing the necessary boost to fuel growth and propel your entrepreneurial vision forward.
05.
Loan Against Property
Unlock the hidden potential of your property to fulfill your aspirations through our customized loan against property options, leveraging your assets to pave the way for your desired milestones.
06.
Gold Loan
Address your financial requirements effortlessly through our gold loan offerings in partnership with multiple banks, ensuring a seamless process to meet your monetary needs backed by the value of your gold assets.
07.
Education Loan
Empower your child’s educational aspirations with our exclusive education loans, designed to safeguard their future and pave the way for a successful academic journey.
08.
Car Loan
Transform your dream of owning a car into reality with our lightning-fast and flexible car loans, making the journey to your dream vehicle smooth and hassle-free.
Insurance
Life Insurance
Safeguard the future of your loved ones with our dependable life insurance plans, ensuring their financial security and peace of mind in every chapter of life's journey.
Health Insurance
Rest assured, your health is our priority. Dive into our premium insurance solutions, crafted to provide top-notch coverage and support, ensuring your well-being is always in expert hands.
General Insurance
Streamlined insurance for peace of mind. Your protection, our proficiency. Experience effortless coverage with our expert guidance, making insurance simple and secure for you.
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Feel free to use our Equipment Finance Calculator
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About Innovate Assets Management
We help our clients to achieve their desired goals.
Innovate Assets Management stands as a beacon of comprehensive financial solutions, offering a trifecta of services encompassing credit cards, loans, and insurance. With a commitment to empowering its clientele, Innovate Assets Management doesn’t merely provide services; it crafts experiences that redefine financial journeys. Through a meticulously curated suite of credit cards, customers unlock a world of privileges and rewards tailored to their lifestyles, ensuring each transaction brings added value. Moreover, their loan offerings go beyond mere financial aid; they’re personalized pathways to realizing dreams, backed by flexible terms and customer-centric approaches that make borrowing an empowering experience.
Furthermore, Innovate Assets Management’s prowess in insurance is unparalleled. Their range of coverage options acts as a safety net for customers, promising not just protection but peace of mind. With innovative policies and a dedicated team guiding clients towards optimal coverage, the company ensures that every customer feels secure, knowing that their future and that of their loved ones is safeguarded. Innovate Assets Management doesn’t just cater to financial needs; it crafts relationships built on trust, transparency, and a commitment to enhancing the lives of its customers.
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Frequently Asked Questions
At Innovative Assets Management, our credit cards aren’t just cards; they’re gateways to a world of exclusive benefits. We offer a diverse range of cards catering to various lifestyles, each packed with rewards, cashback, and discounts tailored to fit your spending habits. Our cards stand out due to their flexibility, offering rewards that truly add value to your everyday transactions.
Our loan services at Innovative Assets Management are designed with the customer in mind. We focus on flexibility, providing personalized loan options with competitive interest rates and adaptable repayment plans. What truly sets us apart is our commitment to understanding your needs and tailoring loans accordingly, ensuring they benefit your financial journey, whether it’s for a home, education, or personal needs.
Our insurance solutions are crafted to secure your future without added complexities. At Innovative Assets Management, we offer a range of coverage options with unique benefits and discounts. What makes our insurance stand out is our customer-centric approach, simplifying policies to suit your requirements and ensuring that you get comprehensive coverage without unnecessary expenses. Our aim is to provide peace of mind while safeguarding your financial well-being and that of your loved ones.